Question

.
Which of the following is a benefit of credit?

Allows you to get what you want sooner.

Teaches financial discipline

All of the above.

None of the above.

Answer 1

All of the above.  

Explanation:

One of the benefits of having a credit is that it gives you the opportunity to learn how to manage a commitment to the bank, how to deal with a debt, for example, if you are a beginner in the use of a credit card, you probably had a delay in the payment of some monthly payment, but when you realize that the bank calls you every so often, and warns you of the consequences of not paying on time, you learn, and that forms you as a financially responsible person .

Now, another benefit of having a loan is obviously to buy something you want to have now, without having money, that is, the bank gives you the money to buy it, but you have to return it to the bank with interest in the future.

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